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Another year, another holiday sneak attack. Christmas is creeping up on you again with only 26 shopping days left. Dad has enough golf shirts and the kids are iStocked. Need ideas? Instead of another gadget that will be outdated by this time next year, consider these timeless financial faves.

Give The Gift of Compounding. If the youth in your life are earning a paycheck, then they’re eligible to save in a Roth IRA. The likelihood of them doing this on their own is probably close to that of a democracy in North Korea. So, be the superhero mom or auntie and make a contribution on their behalf.

Deck The Dorm Halls. Get started growing tax-free savings for college expenses by opening a 529 Plan. Tell everyone you know (better yet, keep it to those that actually like your kids), that little Henry could use a token toy to open and a check for his future. Consider it your friends and family college discount!

Stuff Their Stocking. Put the “stock” in stocking…literally. Make someone a part owner in a company that they love. Physical shares of stock can be purchased online through websites such as GiveShare. If they don’t have what you’re looking for, consider buying (or giving your own shares) through your brokerage firm.

Be Santa Cause. Ask your loved ones how they would best like to make a difference in the world and make a donation to a charity in their name. AmazonSmile has made it easier than ever this year by providing the option to donate a portion of qualified purchases to a charity (or charities) of your choice, with the same conveniences as AmazonPrime.  Need ideas? Browse a broad range of charities through independent vetting websites like GuideStar or GiveWell, or, if you’re interested in military charities, check out The Patriots Initiative.

Fill In The Bank. Save time and pay the kids to wrap presents. Don’t settle for the average piggy bank. Instead, pick up an award-winning piggy that helps them prioritize saving, giving and investing on Amazon.