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It’s official – last year was so 2015. But, before you put it behind you for good, make use of your prior-year income and give yourself one last financial gift. Fund a retirement plan for last year, this year! While the ship has sailed on making 2015 contributions to a 401(k), 403(b), and other employer-sponsored retirement plans, you still have until April 15th to contribute up to $5,500 (or $6,500 for those age 50 or over) into a Traditional or Roth IRA (are you eligible to contribute?). If you are self-employed, you may be able to stash even more of your 2015 earnings in a SEP IRA.
Key deadlines for retirement account types are provided below: